Terms of Use
Items to note when using triadhi.com.

Thanks for visiting triadhi.com. If you're not a Risk Replacement Services, Inc. customer, we hope you'll join us. It's our intention to provide exceptional service and quality to our customers.

Risk Replacement Services, Inc. ("RPS Triad") maintains the site to provide information about insurance products and services and to facilitate communication with RPS Triad. Before using this site, please carefully read these terms of use as well as our privacy policy and security statement. By accessing our site(s) on the Internet (the "site"), you acknowledge your acceptance of these terms.

Unauthorized use of the site and systems including but not limited to unauthorized entry into RPS Triad systems, misuse of passwords, or misuse of any information posted on the site is strictly prohibited.

All Rights Reserved
The information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of RPS Triad. You may copy information from the site for your personal or educational use, provided that each copy includes copyright, trademark or service mark notices, or attribution as they appear on the site.

No Warranty
We will use reasonable efforts to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information. RPS Triad does not warrant the accuracy, adequacy or completeness of this information and materials, and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability
You agree that all access and use of the site and its contents is at your own risk. By using the site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

Eligible Areas/Products
Not all of the products or services described on the site are available in all geographic areas. You may not be eligible for all the products or services described. RPS Triad reserves the right to determine the eligibility for any product or service.

Submissions
All information submitted to RPS Triad via the site shall be deemed and remain the property of RPS Triad and RPS Triad shall be free to use, for any purpose within the limits of our privacy statement, any idea, concepts, knowledge or techniques contained in information a visitor to the site provides RPS Triad via the site. RPS Triad shall not be subject to any obligations of confidentiality regarding submitted information except as entered into by a direct customer relationship or as otherwise specifically agreed or required by law.

Third Party Links
Please note that if you access a third-party website through a link on the site you will be subject to the terms and privacy policies of that third-party site. RPS Triad cannot take responsibility for the content, terms of use, privacy policies, business practices or products or services of any third-party website.

Governing Law
Use of this site shall be governed by all applicable federal and state laws, and you agree that jurisdiction and venue shall be located in Honolulu, Hawaii. For individual products and services offered by RPS Triad, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.